WHO WE ARE
We are a small company by design, and for more than two-and-a-half decades, this structure has served our customers extremely well. We can act as either correspondent mortgage lenders or brokers to ensure the greatest amount of flexibility in structuring your financing. Whether you're a first-time buyer or a seasoned buyer in need of special planning (i.e. estate tax, self-employed, divorce, second home, real estate investor), we are the shop for you.
Guaranty Federal offers the most aggressive mortgage loan products and pricing models to customers as a direct lender and broker. We have developed multi-faceted investor relations, which has made us a recognized leader with a wide array of products serving local communities.
- More than 32 years of industry experience
- Competitive rates
- Attention to detail
- A knowledgeable, friendly staff
- Local ownership since 1989
- Licensed in CT, FL and the U.S. Virgin Islands
- Member of the National Association of Mortgage Brokers (NAMB)
- Member of the Connecticut Mortgage Bankers Association (CMBA)
We believe that when you're looking to buy a house, you need more than just a mortgage. You need a plan for your life. At Guaranty Federal, we'll take the time to sit down with you and evaluate your credit history and financial standing to come up with a mortgage that works for you and your budget. We don't want to see our clients make the same mistakes that so many have made in recent years, so we take an open, honest approach to mortgages.
We also believe that when you're buying or refinancing a property, it's critical to get the very best mortgage loan available. The terms of your loan and your interest rate will play major roles in both your current and future financial pictures, so it's important to work with a lender you can trust. At Guaranty Federal, we keep our residential mortgage rates competitive and specialize in connecting buyers with the right financing. Because we're both lenders and brokers, we're able to walk you through the mortgage loan process, explain the best options for your circumstances, and help you secure the most favorable rate and the best possible terms.
HOW WE CAN HELP YOU
Our loan specialists are committed to providing the best customer service and routinely go the extra mile to offer the personalized attention our clients deserve. We understand that a new home or commercial property represents a major investment, and we're willing to do whatever it takes to make your transaction smooth and successful.
When you're looking for a home loan, Guaranty Federal is a company that deserves your attention. We're licensed to work in Connecticut, Florida and the U.S. Virgin Islands, and we maintain a working knowledge of each market. As a member of the National Association of Mortgage Brokers (NAMB) and the Connecticut Mortgage Bankers Association (CMBA), we have a strong industry reputation to uphold.
Our staff has the expertise to find the best loans; we put our 32 years of experience to use for you. As a locally owned firm, we'll give you the friendliness and flexibility that's characteristic of small mortgage providers. We can help you by providing:
- No closing cost loans
- Refinancing programs
- FRM and ARM loans
Independent mortgage brokers have had a significant positive impact on the lending industry. Today, the use of a professional mortgage broker is one of the key strategies used by sophisticated borrowers.
FREQUENTLY ASKED QUESTIONS
If you've never used a mortgage broker, you may have some questions about what we can offer - and why you should use us, rather than a bank - for your next mortgage or refinancing.
We offer you security and peace of mind, a wider range of options, and more flexibility. We'll walk you through every step of the process, do all of the complicated legwork, and make sure that your loan closes on time. The bottom line? We provide you with the high-level expertise needed to ensure that things go smoothly - and you won't pay a penny more for that expertise.
We offer a wide variety of mortgage loan and refinancing options. One of them is best suited to your unique set of variables - your personal situation, your financial strengths and challenges, and your goals and future plans.
Having so many choices can be confusing, but don't worry. We'll take the time to talk to you about all of these things before you apply for a mortgage or refinancing, and we help you choose the best loan to suit your own particular needs, both now and in the future.
In short, we'll help you find a mortgage to fit your life.
Click below to read more about the different loan options you'll have, and how each can benefit you. Then call us at (860) 216-3557.